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Life + Healthcover

... tailored support for protecting you and your loved ones



… support to secure your first home through to refinancing and investment properties


Life + Health Cover

… tailored support for protecting you and loved ones



… support to secure your first home through to refinancing and investment properties

Established in 2014, GFS is a family owned company and are local experts with a friendly team to support all your insurance + mortgage needs.

As your insurance adviser/s we not only give you sound insurance advice by providing you with a wide variety of insurance quotes but we look after you once you’ve signed up for any insurance policies with us.

When insurance claim time comes GFS take the stress out of the situation and manages your claim. GFS are an intermediary between insurance customers and clients. We make sure you get professional service and advice from a personal claims assistant.

If you want to discuss Life Insurance, Trauma Insurance, Disablement Cover, Income Protection, Health Insurance, Business Insurance, or support with all Mortgage needs, talk to our friendly team of advisers today to see what is are right for you and your situation.

When you need to apply for a home loan, we will do the research for you to find options that are going to suit your financial needs. Once your loan is in place, we will contact you when your interest rates mature and provide you with recommendations as to how you should structure your home loan going forward. If you need a top up loan to complete those renovations or purchase a car etc, we are also there for you.

Our Team

Paul Mullooly

Life + Health Insurance Adviser

Paul is a Director of Gisborne Financial Services Ltd and has been an Insurance Adviser since August 2004. In 2006 Paul’s efforts were rewarded when he received AXA New Zealand’s coveted top New Adviser Award.

Paul started his working life as a Carpenter. After 15 years he changed direction and joined the New Zealand Police Force, where he served 7½ years before joining Gisborne Financial Services Ltd.

FSP: FSP697911

Shelley Mullooly

Business Manager & Vega Mortgage Adviser 

Shelley is married to Paul and is also a Director of Gisborne Financial Services Ltd. Whilst Shelley was always in the background, she did not formally join the team at GFS until January 2017.

Shelley started her career with ACC and brings a wealth of experience and knowledge to GFS.

FSP: FSP740851

Kourtney Shore

Vega Mortgage Adviser

Kourtney joined GFS in August 2020. Originally from the South Island, Kourtney lives in Gisborne on a Tiniroto farm with her partner Brad, who manages the property. She enjoys the outdoors and is a keen horse rider.

Kourtney loves her role as a mortgage adviser at GFS and supports our valued clients with first home purchases, investments, or refinancing options for anyone needing friendly and reliable help.


Vicki Dobson

Customer Service Administrator

Vicki joined the GFS team in Nov 2020 after working at AMI Insurance Gisborne for the past 25 years.

After the recent office closure of AMI, she wanted to continue working in an environment that still has face to face contact with people.

Vicki is Gisborne born & bred, married to Jason, and kept busy raising their 2 girls.

Our Commitment to You

We appreciate you have many options when it comes to insuring your business. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed General Insurance Broker, GFS commits to:

Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.
Recommend the appropriate insurer to match the risk.
Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via instalments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.

Products & Services

Life + Health Cover

Health Insurance provides the insured with options relating to Health Care, from the choice of hospital and treatment facility to the choice of specialist. We have a number of providers available and will find the best one for your needs.

Life Insurance pays a lump sum in the event of death or a terminal illness. It provides financial protection for those who depend on you. It pays a one-off cash payment if you die. The amount of cover needed is tailored to suit your individual needs. The eligibility entry age for those who can apply for life insurance is 16 to 75. There is no maximum level of cover, however – the cover is subject to financial & medical assessment.

Contact us to tailor specific cover for your needs.

Vega Mortgages


For most people, the dream of owning their first home or being able to maximise the benefits of their existing home loans is quite a daunting feeling.

It’s either too hard or too complicated and may feel like an impossible goal to achieve.

Buying your first home is probably the biggest financial decision you will make. It is important to have someone in your corner who knows the process of getting a mortgage inside and out and will walk you through the entire journey. This is where Gisborne Financial Services can make your life less complicated and save you time in your busy schedule. Our goal is to ensure this process is done as easily and smoothly as possible.

For first home buyers we guide you through the entire process from your application to the day you get your keys.

For existing homeowners, if you are looking at purchasing an investment property, buying, or selling your existing home our guidance, advice & help will assist you in achieving your goals & meeting your needs.

As your mortgage broker, we work for you to ensure that you get sound mortgage advise and we are only paid a commission from the bank once your mortgage is secured and successful. We are proud to have partnered with Vega Mortgages and connect with a wider national network and have the ability to offer commercial lending alongside our home loans.

To discuss this information further, please contact one of our Advisers.

Do you need more information? Call us on 06 868 8313 or email us.


New Zealand

*Disclaimer – total premiums include all taxes and levies (including GST)

    Contact Us

    Need help? Contact us today by completing the form here.

    You can also find us at the following location:

    333 Childers Rd, Gisborne
    PO Box 1273, Gisborne 4010